AJ Capital sedang dibina sebagai portal investor dan operasi kewangan: Google login, KYC, agreement, dana cleared, ledger, declaration bulanan dan payout 1-7hb dalam satu rekod yang boleh dijelaskan. AJ Capital is being built as an investor and finance operations portal: Google login, KYC, agreement, cleared funds, ledger, monthly declaration and the 1st-7th payout window in one explainable record.
Status: konsep dan landing pra-pelancaran. Ini bukan tawaran pelaburan, bukan kelulusan menerima dana dan bukan janji pulangan. Pakej kekal draf sehingga legal, finance dan compliance menerbitkannya. Status: concept and pre-launch landing page. This is not an investment offer, approval to accept funds, or a return promise. Packages stay draft until legal, finance and compliance publish them.
Dashboard menunjukkan angka yang boleh ditelusuri: modal aktif, pulangan dibayar, fi, deposit, withdrawal dan timeline kontrak sehingga matang.The dashboard shows traceable numbers: active principal, returns paid, fees, deposits, withdrawals and the contract timeline to maturity.
Kadar ialah julat sasaran bulanan dari PRD. Sistem menyimpan versi terma, kelulusan, formula, declaration bulanan dan bukti payout.Rates are monthly target ranges from the PRD. The system stores term versions, approval, formula, monthly declaration and payout evidence.
Belum boleh dibeli sehingga pakej diterbitkan oleh legal, finance dan compliance.Not available for purchase until published by legal, finance and compliance.
Jika declaration belum diluluskan, portal tidak memaparkan payout seolah-olah sudah approved.If declaration is not approved, the portal will not display payout as if it is approved.
PRD menegaskan kadar tinggi memerlukan bukti ekonomi dan semakan struktur produk.The PRD states high rates require business evidence and product structure review.
Login tidak bermakna identiti sah. Slip transfer tidak bermakna dana cleared. Redirect e-sign tidak bermakna agreement efektif.Login does not mean verified identity. A transfer slip does not mean cleared funds. An e-sign redirect does not mean an effective agreement.
Setiap bulan: tutup entitlement, luluskan declaration, sediakan batch dengan maker-checker, hantar ke bank dan rekod bukti settled. Tiada angka diterbitkan tanpa kelulusan.Every month: close entitlements, approve the declaration, prepare the batch with maker-checker, send to the bank and record settlement proof. Nothing is published without approval.
PRD jelas: production tidak boleh menerima dana atau publish pakej sehingga keputusan legal, entity, bank, provider, privacy, security dan finance dimuktamadkan.The PRD is clear: production must not accept funds or publish packages until legal, entity, bank, provider, privacy, security and finance decisions are closed.
Jawapan ringkas berdasarkan PRD. Dokumen terma rasmi akan menyusul selepas semakan legal.Short answers based on the PRD. Formal term documents follow legal review.
Belum. Portal masih pra-pelancaran. Pendaftaran Google, permohonan dan penerimaan dana dibuka selepas entiti, terma, bank dan provider diluluskan.Not yet. The portal is pre-launch. Google sign-up, applications and fund acceptance open after entity, terms, bank and provider approvals.
Tidak. Julat 4% hingga 7% ialah sasaran bulanan draf dari PRD, bukan janji kontrak. Pulangan sebenar bergantung pada declaration bulanan yang diluluskan dengan bukti.No. The 4% to 7% range is a draft monthly target from the PRD, not a contractual promise. Actual returns depend on a monthly declaration approved with evidence.
Cadangan PRD: pulangan bulan sebelumnya dibayar dalam window 1-7 haribulan, selepas declaration diluluskan dan dana tersedia.PRD proposal: the prior month's return is paid within the 1st-7th window after the declaration is approved and funds are available.
PRD meminta perlindungan modal 80% sebagai instrumen jaminan. Penjamin, trigger, pengecualian dan tuntutan mesti dimuktamadkan dalam terma sebelum ditawarkan.The PRD requests 80% principal protection as a guarantee instrument. The guarantor, trigger, exclusions and claims must be finalized in the terms before offering.
Selepas launch gate lulus: entiti dan produk, agreement, bank dan provider, security, pilot dan kelulusan finance. Status dipaparkan di bahagian Gate.After the launch gates pass: entity and product, agreements, bank and providers, security, pilot and finance approval. Status is shown in the Gate section.
Landing ini menetapkan arah public AJ Capital. Langkah seterusnya ialah tutup decision register, finalkan agreement, pilih provider, kemudian bina portal app.ajcapital.my dengan ledger dan approval sebenar.This landing page sets the public direction for AJ Capital. The next step is to close the decision register, finalize agreements, select providers, then build app.ajcapital.my with a real ledger and approval system.